Platinum MasterCard with a 9.99% Interest Rate
Enjoy a great low rate on purchases and balance transfers with no annual fee.
Not available to residents of QC, NT, NU, or YT
Having difficulties to have a low interest line of credit due to low income but you have a good credit history? You can get a low fixed interest rate credit card. The Capital one Platinum MasterCard offers a low 9.99% interest rate on all purchases. Another good news: this Canadian credit card is free!
This Low interest credit card guarantees its rate of 9.99% for the next 3 years. As of December 2012, your rate will become Prime + 6.99%.
You also have the possibilities of transferring your high interest credit cards to the Capital One Platinum MasterCard with no fees. Therefore, you could save up to 10% in interest rate on your credit card today!
If you are an active credit card users, there is also the possibility of adding a 1% cash reward program for an annual fee of $99. If you don’t want it, you can benefit from the low interest credit card for free.
Miles Plus Platinum MasterCard with No Hassle Rewards
Miles Plus Platinum MasterCard®
with No Hassle RewardsTM
Get 15,000 bonus reward miles on your first purchase. Earn double reward miles for every dollar you spend and watch your rewards add up even quicker.
Not available to residents of QC, NT, NU, or YT
There is a much better way to use your credit card points while travelling. Select a credit card giving cashback reimbursement upon airplane ticket purchase. This can be done within 3 easy steps:
#1 You book your airplane tickets (online, with a travel agency or with the airline directly).
#2 You pay with you credit card.
#3 You redeem your credit card points online or by phone to get reimbursed for your air fare.
This card include the No Hassle Reward feature:
- No Hidden Fees,- Reward miles covering the entire cost of your travel
- Reward miles that don’t expire
- No seat / airline restriction
- Redeem your points online or by phone
| Reward Miles Ticket Counter | |
| Required Miles | Cost of Ticket |
| 15,000 | Up to $150.00 |
| 35,000 | $150.01 – $350.00 |
| 60,000 | $350.01 – $600.00 |
| 100 x Cost of Flight * | $600.01 and Greater |
* for example, a $741 flight needs 74,100 reward miles
-
The great news is that you can earn 2 points with each dollar spent!
Therefore, 15,000 miles request $7,500 spent on your card in order to get a refund up to $150. This is the equivalent of a 2% cash back! ($150 / $7,500).
Guaranteed (Secured) MasterCard Capital One Canada
Guaranteed MasterCard®
We guarantee your approval for the Capital One MasterCard that can help you build or strengthen your credit history.
Not available to residents of QC, NT, NU, or YT
- Secured Credit Card to Strenghten your credit history.
- 24/7 customer service online or by phone.
- $0 fraud liability for unauthorized use.
- Purchase Assurance and Extended Warranty.
- Car Rental Collision and Damage Waiver.
- Up to $250,000 Common Carrier Travel Accident Insurance.
- Cash reward and rewards points available.
A secured credit card works as any other credit card. The only difference is that you have to provide fund as collateral before you receive your Canadian secured credit card.
Your Approval is Guaranteed if:
- You don’t have an existing Capital One account
- You haven’t had a Capital One account that was in bad standing at any time within the last 12 months before applying
- You haven’t applied for a Capital One account within the last 65 business days
- You live in and are age of majority in AB, BC, MB, NB, NL, NS, ON, PE or SK
If you’re approved for a Secured card you’ll need to provide security funds by cheque or money order (but we’ll let you know if this is needed).