If you have a car and you live in Canada, you know what being stuck in a snowstorm means. Is there anything more unpleasant than stalling in the middle of the snow while it is -30°C? This is why everybody should be a member of CAA Quebec.

CAA Quebec is actually a not-for-profit organization that provides its members (there are more than 1 millions members of CAA Quebec!) with security and peace of mind by offering them very high quality automotive, travel and residential products.

CAA Quebec is mostly known for its famous emergency road service and maintenance. This means that where you are, what ever happened to you, you simply have to call CAA Quebec and they will solve your car problem.

CAA Quebec MasterCard Offer

But there is more! CAA Quebec is now extending is offer towards financial services with his CAA Quebec MasterCard. This free credit cards offer you the opportunity to get CAA Quebec dollars on each purchase. With a 3.99% introductory rate for 6 months, the CAA Quebec MasterCard is really appealing.

Here how it works to get CAA Quebec Dollars from your credit card:

On each purchase, you earn 0.5% of the amount in CAA Quebec Dollars. In addition to this rebate, you can also earn 2¢ for every dollar spent at Couche-Tard outlets including gasoline. Therefore, when you shop at Couche-Tard, you get a 2.5% cash back reward.

So if you don’t want to get stuck this winter with your car, become a CAA Quebec member and register to the CAA Quebec MasterCard.

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Several financial advisors talk about how important is to keep a good credit score and how it could make you save money on credit cards. In fact, there are a lot of advantages available through credit cards when you have a good credit score.

What is a good credit score?

Before we start with the advantages of having a good credit score, let’s take a look at the definition of a good credit score.

Your credit score can go from 300 to 900. A good credit score is considered to be over 700. Actually, 75% of the Canadian population has a credit score over 700.

How to get a good credit score?

While this is it not the purpose of this article, here are a few guidelines to a good credit score:

- Pay your bills on times.

- Use your credit on a monthly basis.

- Do not max your credit cards or line of credits.

- Do not apply to more than 2 credit accounts per year (number of recent credit inquiries affect your credit score).

- Diversify your credit usage (loans, leases, mortgages, credit cards, lines of credit are different credit products that can help getting a good credit score).

Main advantages of getting a good credit score when looking for credit cards.

- Being approved for low interest rate balance transfer credit cards (as the MBNA Platinum MasterCard with a 1.99% interest rate on balance transfer for 10 months).

- Being approved for higher limits (useful for traveling and business purposes).

- Being approved for low fixed interest rate credit cards (such as the Capital One Platinum MasterCard with a 9.99% interest rate).

- Benefit from the best cash reward credit cards (like the PremierRewards Mastercard).

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